Before we reach the "saying no" stage, it's important to understand one simple fact. Love and sex are completely different. It is difficult to define "love", because it can mean many different things to many different people. Sex, on the other hand, is a biological event! No kidding. That's exactly what it is. And if you don't want it, don't let anyone talk you into saying yes - even though you want to say no.
As you can imagine, it's not always easy to say no. The best thing to do is to be honest and straightforward - before things get hot and heavy. Find a time to talk privately. Know what you want to say before you sit down to talk. It is important to establish that your decision to steer clear of sex isn't a rejection but a personal choice.
You don't need to defend your decision, but you do need to explain why you want to wait. Share your feelings and if you have a good relationship, then honesty should only bring you closer. If things go wrong then you have to ask yourself how good the relationship was to begin with! Whatever you do, never give up what you think is right for you for the sake of a relationship.
It is equally important to know your sexual boundaries. Is kissing OK, but other touching isn't? How far are you willing to go? Set limits.
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